Trailer & RV Insurance
Our policies provide important standard and optional coverage not
available in conventional auto policies, or in the stripped down RV
policies offered by other companies. A Foremost travel trailer
insurance policy, on the other hand, can give you more security and
more value for your money.
Coverage Included With Your Policy
Here are some of the travel trailer coverage we offer that aren't
included in a typical auto policy:
Comprehensive Coverage for
protection from just about any direct, sudden, and accidental loss,
including: collision, fire, smoke, flood, landslide, hail,
windstorm, animals, vandalism, low branches or overhangs, theft and
Coverage for Attached Accessories,
including awnings, satellite dishes and TV antennas.
Foremost offers important optional coverage that let you customize
your policy. Some coverage may be subject to company approval or may
not be available in all states. These are a few of the most popular
Total Loss Replacement Coverage
that protects your travel trailer from the effects of depreciation.
If your new-model travel trailer is destroyed within its first five
model years, we’ll pay to replace it with a brand new one of similar
kind and quality – no matter what it costs. In years six through
ten, we’ll give you up to what you paid for it originally toward the
purchase of another travel trailer.
This option can save you literally thousands of
dollars when compared to typical auto policies, which pay only the
Actual Cash Value (ACV) of your travel trailer at the time it’s
destroyed. That’s the current value of your travel trailer.
Emergency Expenses Coverage that
pays for lodging or travel home if your rig is damaged or destroyed
by a covered loss more than 50 miles from home.
Campsite/Vacation Liability Coverage
that provides liability coverage when you are parked and using your
travel trailer as a residence.
Replacement Cost Coverage on
personal belongings that are destroyed or stolen.
Towing and Roadside Assistance
eliminates the hassle of buying a separate towing plan. Towing, jump
starts, roadside service, flat tire changes, fuel delivery, and
locksmith services are just a toll-free phone call away. There are
no out-of-pocket payments required, either. Just sign and drive.
What’s more, your travel trailer – and your tow vehicle – are
covered, regardless of who is driving!
Full-Timer Coverage provides
liability protection very similar to a homeowners policy. While an
auto policy will only provide liability protection when you are on
the road, a Foremost Full-Timer policy covers you when you are
parked and using your rig as a residence, too.
The Stationary Travel Trailer Program
gives you extensive comprehensive and contents coverage if you use
your travel trailer as a seasonal or permanent residence. This
includes liability coverage that covers liability, medical payments
to others, and property damage claims caused by an accident for
which you are held liable. This program provides you with additional
protection since your auto or homeowners policies may not extend
coverage to you.